I receive a call from a client, "I'm ready to purchase a home." My response..."That's great! Congratulations! What has the Lender pre-approved you for?" (((Silence))) "You haven't been in contact with the Lender yet?" A lot of questions and recommendations are going through your head. But you seem to be a little lost in the midst of it all. What do you do, or the question is what should you do first?
So let me give you some tips...
Make sure you get your financing in check. Talk to your spouse and crunch those numbers. You want be sure you and your family can afford a mortgage, without any financial burden. Once you have budgeted your checkbook, research a good & reliable mortgage company. The Lender will request certain paperwork, (i.e. pay stubs, W-2 statements, bank statements, etc.) from this information they will Pre-Approve you up to a certain amount. This Pre-Approval is guaranteed as if you were purchasing in cash. From this point on you can contact me, your Houston Realtor, with information as to what type of home and location you & your family are searching for.
The Houston housing market is HOT now and now is the time to buy. If you're ready to purchase a home, please call me. If you need recommendations for Lenders you can get a list off my website at www.davidthelocator.com
We look forward to being a part of the next stage of your life!
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